Monday, September 28, 2015

Gas Money

I decided to head home last weekend, and I had to spend around $30 of gas money for that. Which is a little disappointing that it had to be like that but I'll admit, I do miss home after a while. That is the only gas purchase I have made yet though. Since I live on campus, the driving is minimal. According to money.cnn..com, the average person spends $358 per month. Obviously I won't be even close to that number since I don't have to drive to class every day. I've lived at Washburn for a little more than a month, and I've spent $30 total on gas. So I think in that department, I'm doing pretty well.

Monday, September 21, 2015

ATM Fees

Its been a month and a week since I started school at Washburn University, and I think its time to start giving some advice on my blog. Don't spend money on useless things that you do not need for college, especially little things that can really add up. One thing that has really hurt me is spending an extra $3 every time I use the ATM, since my bank isn't in Topeka. So I might suggest just using a debit card at all times. I've pretty much wasted $9 using the ATM lately, which is pretty disappointing. So that's pretty much my advice for the day, save that money as much as possible.

Photo from thetrendguys.com

Monday, September 14, 2015

How To Avoid Excessive College Spending

Please, watch this video made by Forbes. Forbes does a great job in this video explaining how much college spending can really cost you. Plus, it gives great advice to avoid small costs that make a huge difference later on when you have to pay it back. Its a short video that shouldn't take up too much time.



Tuition Costs

As I was web searching earlier today, I found an article on money.cnn.com saying the average price of college spending annually has raised 16% from last year. The average price last year was at a high price of $24,164, which includes tuition, room and board, transportation, and all other college expenses. Everyone knows that college is expensive as is, but the fact that it is increasing is wild. Who would've thought a college education would get any more expensive when we are talking about tens of thousands of dollars a year? Its tough to expect to pay that off when the numbers get that high, but it is very necessary to have that college degree. In my case, pursuing an Accounting degree could take 5 years depending on how many credit hours per semester I take. I may have to take summer classes even if I don't have to retake any. Plus, I have to manage the money in my pockets while worrying about paying for college as a whole. College is tough so far, but I believe I can get through with a degree and a job.

Sunday, September 13, 2015

Money for Clothes

It's starting to cool down this year, which means winter is just around the corner. I don't have very many winter clothes though because in high school, I didn't need to go outside much. But now that I'm in college, I will have to walk 5-10 minutes to the other side of campus in the, soon to be, below freezing weather. So this last Saturday I went to the mall and purchased 2 pairs of sweatpants for a total of $30, which isn't too bad if I say so myself. According to nacs.org, the average college student spends $69 per month on clothing. But the average male in college spends $90 per month, but for a female the average is $57 per month. Although, the women surveyed often said they plan to buy more clothes within the next three months. I have not and certainly do not plan on spending anymore on clothes. I would go broke way too fast if I did that, being that I'm currently unemployed.

Monday, September 7, 2015

Money Spent on Food

On my fourth post of this blog, I decided to do some research on college spending. I wanted to know what the average college student spends on food per week. On the Washburn University meal plan, we are allowed around $75 per week on food, with a good meal ranging from $6 to $10 each. According to personalfinancewhiz.com, the average American spends $71.25 per week on food. So here at Washburn, we eat a little above the national average. But, of course we have to pay it back eventually. Although, I occasionally eat outside of Washburn to eat different kinds of food, or when the Student Union is closed. This past week I spent little to none of the money in my pocket. So I am minimizing my spending habits more and more. Hopefully I can stay strong throughout the rest of this year.
Photo by eczemadiet.com

Wednesday, September 2, 2015

Three Weeks In

As I go through my third week in the college experience, I have tried to cut myself off of any unnecessary spending outside of college necessities. The one purchase that really bugs me though, is having to fill up my car with gas, costing me $35 on the spot. Although I don't drive all too much around Topeka, my tank had run out from my last fill up at home that, thankfully, my parents paid for. Last week I had made the statement that I was going to stop paying for food with the money in my pockets. But that didn't work the greatest as my friends always ask me to go eat with them, and of course, I can't say no to that. So in this last week, I spent maybe $20 to $25 on food that I shouldn't have eaten. So hopefully my friends decide to tone it down as well. I have definitely increased my spending at the cafeteria, using my financial aid to pay for that. So finally, I have made small improvements in my spending problems from last week, so hopefully I can eventually completely wipe out my bad spending habits.